http://www.edbott.com/weblog/archives/000142.html An excellent AP story describes the dilemma most people encounter with passwords today: Scandinavian countries are among the leaders as many online businesses abandon static passwords in favor of so-called two-factor authentication [which uses a combination of a simple PIN and a complex code that's randomly generated for eacg transaction].... en-us http://cheaphyd.blogspot.com/